Free online tools

Your everyday
toolkit.

Fast, free calculators and converters for the things you actually need. No sign-up, no nonsense.

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Snarky Tails
Pet apparel & gifts with attitude
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Tier Drop
Quiz channel — how far can you go?
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Mortgage Calculator

Estimate your monthly payment — fast and free.

Monthly Payment
Total Paid
Total Interest
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Simple Interest Calculator

Calculate interest earned or owed — no compounding.

Interest Earned
Total Amount
Monthly Interest
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🐾 Full Dog Age Guide → 📅 Full Date Diff Guide → 💯 Full Percentage Guide → ⏱ Full Reading Time Guide → 💡 Full Tip Calc Guide →
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Pet Age Calculator

Convert your pet's age to human years — it's more nuanced than you think.

Human Age Equivalent

The old "multiply by 7" rule is a myth. This calculator uses updated scientific models based on size and species. 🐾

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Date Difference

How many days, weeks, or months between two dates?

Days
Weeks
Months
Years
Business Days
excluding weekends
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Percentage Calculator

Three ways to crunch percentages — fast.

// What is X% of Y?
Result
// X is what % of Y?
Result
// Percentage change
Change

Reading Time Estimator

Paste any text and find out how long it takes to read.

📝 0 words
Minutes
Words
Characters
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Tip Calculator

Split the bill — no awkward math at the table.

Tip
Total
Per Person
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Mortgage Calculator

Estimate your monthly payment — fast and free.

Monthly Payment
Total Paid
Total Interest
💰

Simple Interest Calculator

Calculate interest earned or owed — no compounding.

Interest Earned
Total Amount
Monthly Interest
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Inktoolkit Blog

TIPS. GUIDES. EVERYDAY MATH.

Original articles about personal finance, everyday calculations and the math behind the tools you use every day.

Pets

How Old Is My Dog Really? The Truth About Pet Age

The seven-to-one rule is one of those facts repeated so often it feels like settled science. It is not. Here is the truth about how dogs and cats actually age.

Personal Finance

What Nobody Tells You About Mortgage Payments

A mortgage is presented as a monthly payment amount. But that obscures what is actually happening with your money. Here is what the numbers really mean.

Everyday Life

How to Calculate a Tip Without Doing the Math

Tipping has become more complicated than it used to be. Here is a practical guide — what is standard, how to calculate it quickly and how to split a bill without the awkwardness.

Personal Finance

Simple Interest vs Compound Interest — What Is the Difference?

The difference between simple and compound interest sounds technical. In practice it can mean tens of thousands of dollars gained or lost over a lifetime. Here is what you need to know.

Everyday Life

How to Split a Bill Fairly Every Single Time

Splitting a restaurant bill should be simple. In practice it generates more low-grade social anxiety than almost any other everyday situation. Here is how to handle every scenario.

Everyday Math

The Percentage Calculations Everyone Should Know

Percentages appear constantly in everyday life — discounts, tax, interest rates, statistics. Here are the calculations that come up most often and simple ways to do them quickly.